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There is an array of accommodation options available for seniors. That said, the right option for your mother will hinge on her requirements and financial situation. Here, we will discuss the different senior housing levels and other information to aid you in making the right choice.
When your mother requires ongoing personal and medical care or has limited mobility, consider a skilled nursing facility with round-the-clock care. To find the best nursing homes, you can use the online comparison tool of Medicare. It will aid you in locating skilled nursing facilities in your location as well as offer star ratings on staffing, health inspections, care levels and so forth.
Know that skilled nursing facility care can cost anywhere from $4,500 to $13,000 monthly for a room that comes in the semi-private category. Almost every resident pays for nursing home services with personal funds, Medicaid or long-term insurance policies.
When your mother requires help with chores for daily living, she may need to move to a new assisted living residence. These facilities offer help with bathing, eating, dressing and other daily living activities, in addition to medication management, transportation and social activities. Several assisted living facilities also provide special units to care for residents diagnosed with dementia.
According to services and location needed, an American assisted living residence can usually cost $3,000 to $6,000 a month. Some assisted living residents pay for the facility from their personal funds, whereas others use long-term health insurance policies for it. Medicaid programs of several states cover some costs associated with assisted living, as well, for financially qualified residents.
Another comparable yet more affordable option to consider is a residential care home, which offers a lot of the services identical to an assisted living residence but with a smaller setting. An Area Agency on Aging (AAA) is a good source for help with discovering assisted living residences and residential care homes.
When you are unsure what your mother requires, think about hiring a geriatric care management expert who can evaluate her and find appropriate accommodation. The expert can charge you $300 to $800 for their services. You can also utilize a provider of service on senior care for free. The facilities in its network will pay the service provider.